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Cigna Group Medical Insurance Policy

 

General Information


The EUI has a group medical insurance policy with Cigna Life Insurance Company of Europe NV/Cigna International Health Services BVBA (Policy Nr. 910.K62).

Cigna International Health Services BVBA, Plantin en Moretuslei 299 - 2140 Antwerpen (Belgium)

 

Contacts

For questions related to premiums, affiliations, membership cards and insurance certificates:

For questions related to claims:

Cigna offers a worldwide basic insurance coverage which follows the academic year, i.e. from 1st September to 31st August.

General Presentation of all the Cigna medical services and how do they work in practice.

Premium rates 2016 – 2017 for the Group Medical Cover and Group Dental Cover

NB: Premium rates may be subject to annual adjustments as of 1st September of each academic year

Ph.D. researchers, LL.M researchers, visiting researchers, post-doc fellows and trainees, and their Dependents who are at least 18 years old (also when the latter act as Main Insured Persons)

68.96 EUR/person/month

Part-time professors and dependents of other members of the Policyholder’s statutory members, who are not eligible for JSIS

156.28 EUR/person/month

Dependents of part-time professors who are at least 18 years old

68.96 EUR/person/month

Dependents who are less than 18 years old (also when the latter act as Main Insured Persons)

34.48 EUR/person/month

Other visitors

156.28 EUR/person/month

 

  • In addition to the basic Group Medical Cover, researchers and fellows may also wish to consider the Cigna Supplementary Cover. For more information please visit Cigna Supplementary Insurance.

How to Subscribe


The insurance premium for the Basic medical insurance scheme provided by Cigna can be either at your expense or paid by your funding authority

  • Your Cigna Basic medical insurance is paid by your funding authority if you receive a grant from Austria, Belgium, Ireland, Latvia, Poland, Portugal, Russia, Sweden and the United Kingdom, or if you are a EUI scholarship-holder(EUI doctoral fellowships, EUI 4th year grants, EUI project-funded grants) The basic premium will be paid by the respective national grant authority through the Institute. Some funding authorities also provide an insurance cover for dependent family members of their scholarship holders. For more information on your insurance conditions, please contact Michela Menicagli, Grants and Welfare Officer, Academic Service.
  • In all the other cases where the medical insurance is not paid by the funding authority, the insurance subscription is at the expense of the EUI member. The relevant procedure (enrolment and payment) must be dealt directly with Cigna by sending an email to eui@cigna.com or iue@cigna.com

Online Platform (Personal Reference Number, Username and Password)


All EUI active members eligible for subscribing to Cigna receive an email from the insurance company with a Personal Reference Number and information on how to proceed with the enrolment. If your medical insurance is paid by your funding authority, the enrolment is automatic but you can, nevertheless, access your personal area to verify your details, to enroll your dependents (if applicable), and/or to subscribe to the Cigna Supplementary Insurance scheme at your expense.

If your basic medical insurance is not paid by your funding authority, the enrolment is at your expense and facultative. The insurance subscription and payment procedure is to be carried out directly with Cigna through the Online Platform, following the instructions you receive from the company.

 

Insurance Cards


Policyholders are entitled to receive an insurance card. An electronic version of the card can be requested by sending an email to eui@cigna.com or iue@cigna.com

Insurance Coverage and Reimbursement Conditions


Medical expenses are reimbursed according to the Table of Benefits.

N.B. You are advised to read carefully the clauses regarding the ceilings of reimbursements.

How to Request a Reimbursement


The reimbursement of medical expenses must be claimed within 12 months from the date stated on the medical bill:

Online Reimbursement Procedure 

The online claim for reimbursement of medical expenses is available only after your enrolment has been completed. To submit an online claim, please access your personal Cigna account (under ‘Claims’).

N.B. When claiming reimbursement online, you are advised to keep a copy of your claim form and the originals of your medical bills for at least two years.

Reimbursement Procedure by Postal Mail

If you have subscribed to the Cigna policy but are not yet in possession of a Cigna card, personal reference number and/or password, you can still claim your reimbursement by post.

Please download, complete the  Cigna Claims Form nd send it, together with the originals of your medical bills to:  Cigna • P.O. Box 69 • 2140 Antwerpen • Belgium 

N.B. You are advised to keep a copy of the request form and of all medical bills for at least two years.

Insurance Certificates


Cigna Plan members can download an Insurance certificate through their personal Cigna account (under ‘My plan’).

For more specific health insurance certificates please contact by email the Academic Service.

 

Page last updated on 11 November 2016