Van Breda Complementary Insurance

Terms and Conditions

1. Purpose of the Insurance

The insurance reimburses the costs of medical hospital care given, due to a disease or an accident, in addition to the reimbursements of the basic group insurance subscribed by the EUI.

 

2. Subscription

The subscription is provided on an optional basis for researchers/grant-holders, their spouses and children as long as they are covered by the basic insurance. If the reseacher / grant-holder subscribes to the complementary insurance, the affiliation is compulsorily for the dependants.

Once the insured decides to join the complementary medical insurance plan, it will be applicable until the expiry date of the basic cover. It will no longer be possible to join the complementary medical insurance plan once the insured has decided to cancel it.

 

3. Coverage - Hospital Treatments

Hospital care and the ambulance costs are reimbursed up to 100% of the real expenses, after reimbursement by the basic insurance, and up to a maximum of 10,000 EUR per person and year.

The ceilings of surgery intervention and hospitalisation fees are not applicable for reimbursements of the complementary insurance.

 

4. Premiums

The monthly indivisible premium per insured, exempted from all taxes, amounts to:

• Researchers / grant-holders and spouses    7,82 EUR
• Children of researchers / grant-holders        3,91 EUR

The complementary insurance premium is linked to the basic insurance premium. The indexation of the basic insurance premium is applicable to the complementary insurance premium.