Skip to content

ECRI: Lending to Households


Data description  

ECRIThe European Credit Research Institute (ECRI) provides data on credit to households, including outstanding consumer credit, loans for house purchases, loans to non-financial institutions and annual household consumption expenditures. Ratios of household debt are illustrated in graph format. Coverage from 1995 to 2021 is for these countries:

  • 28 EU member states
  • 4 EFTA countries (Iceland, Liechtenstein, Norway and Switzerland)
  • 10 additional countries (Australia, Canada, India, Japan, Macedonia, Mexico, Russia, Saudi Arabia, Turkey and the USA).

Time period
  • ECRI coverage: 1995-2021
  • Updated: November, 2022


Support links

Further details about the ECRI database are at this link.


How to access data

Access to this data is restricted to current EUI members who have completed the registration procedure as follows:

  • Complete the Library's Micro Data Registration Form (selecting 'ECRI' from the dropdown menu)
  • Registered current EUI members can access the data on the Library restricted server.

After registration, click on the ECRI 'Data' folder, and then on the file:

Stats Package ECRI – Lending to Households and NFC.xlsm

Variables are explained in the left column of the Excel frame. Use the tabs at the foot of the frame to view variables.


Data homepage

Contact: Thomas Bourke at  [email protected]


Page last updated on 30 May 2023

Go back to top of the page