ECRI: Lending to Households


Data description  

ECRIThe European Credit Research Institute (ECRI) provides data on credit to households, including outstanding consumer credit, loans for house purchases, loans to non-financial corporations and annual household consumption expenditures. Ratios of household debt are illustrated in graph format. Coverage is for these countries:

  • 28 EU member states
  • 4 EFTA countries (Iceland, Liechtenstein, Norway and Switzerland)
  • 2 EU candidate countries (Macedonia and Turkey)
  • 8 other countries (Australia, Canada, India, Japan, Mexico, Russia, Saudi Arabia and the USA).

ECRI includes an analysis of the impact of the sovereign debt crisis on European retail credit markets, and a Key Findings section.


Time period
  • ECRI coverage: 1995-2016
  • Updated: March, 2018.


Support links

Further details about the ECRI database are at this link. 


How to access data

Access to this data is restricted to current EUI members who have completed the registration procedure as follows:

  • Complete the Library's Micro Data Registration Form (selecting 'ECRI' from the dropdown menu)
  • Sign the EUI 'Conditions of Use' agreement and the 'Confidentiality Declaration' at the Badia Library (Economics Office, 085) or the Economics Department information desk (VLF, 2nd floor)
  • Registered current EUI members can access the data on the Library restricted server.

After registration, click on the ECRI 'Data' folder, and then on the file:

Stats Package ECRI – Lending to Households and NFC.xlsm

Each variable is explained in the left column of the Excel frame. Use the tabs at the foot of the frame to view variables.

Please read, and abide by, the terms and conditions of use for licensed data resources.


Data homepage

Contact: Thomas Bourke at  [email protected]


Page last updated on 06 April 2021

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